Effective date: July 7, 2026
Service: Finbeat (finbeat.fyi) · Operated by an individual
Finbeat (the "Service") is a financial information service operated by an individual. Its purpose is to analyze disclosures from sources such as Korea's DART (Data Analysis, Retrieval and Transfer System) and the U.S. SEC EDGAR using AI, and to provide reference information to users. This Legal Notice sets out matters that users should be aware of when using the Service.
The Service is not an investment advisory business, discretionary investment business, or quasi-investment advisory business under the Financial Investment Services and Capital Markets Act. No information provided through the Service constitutes a recommendation to buy or sell any particular financial investment product, nor does it constitute investment advice. The content provided is reference information processed from publicly available disclosures and market data, and does not reflect any individual user's financial situation or investment objectives.
The Service operator bears no responsibility whatsoever for any losses, opportunity costs, or other monetary or non-monetary damages arising from investment decisions a user makes with reference to information provided by the Service, or from acting on such decisions. Responsibility for all investment decisions and their outcomes rests solely with the user.
Information published on the Service is not guaranteed to be accurate, complete, current, or reliable.
The Service operator bears no responsibility for any losses or damages to users arising therefrom.
Disclosure summaries, analytical opinions (such as Bullish/Bearish), and certain other content provided by the Service are automatically generated using artificial intelligence (AI). AI-generated content does not replace the original disclosures and may contain factual errors, omissions, or differences in interpretation. Users must use AI-generated content only as reference material and must directly verify the original disclosures when making important decisions. The Service operator bears no responsibility for damages arising from errors or inaccuracies in AI-generated content.
The Service collects and provides data from external sources such as DART, SEC EDGAR, Yahoo Finance, and Finnhub. The Service operator bears no responsibility for service limitations, inaccuracies, or delays in information caused by service interruptions, policy changes, or data errors of such external data providers.
The Service operator endeavors to provide the Service continuously; however, the Service may be suspended or experience failures due to unavoidable causes such as natural disasters, hacking, DDoS attacks, system failures, maintenance or replacement of server equipment, interruption of external API services, or network failures, and the operator bears no responsibility for damages arising therefrom.
Users must not engage in any of the following conduct when using the Service:
Violations may result in restrictions on use of the Service, and depending on the severity, legal action may be taken.
The original copyright and ownership of the disclosures and market data provided by the Service belong to their respective providers, such as DART (Financial Supervisory Service), SEC EDGAR, Yahoo Finance, and Finnhub. The Service merely collects, processes, and adds value to such publicly available data, and does not claim any rights to the original data.
Finbeat is not affiliated with, sponsored by, or endorsed by any institution or exchange mentioned within the Service, including DART, the Financial Supervisory Service, the SEC, the New York Stock Exchange (NYSE), NASDAQ, or the Korea Exchange (KRX).
The copyright to self-created content such as the Service's design, UI/UX, software code, and AI analysis logic belongs to the Service operator, and unauthorized reproduction or distribution is prohibited.
This Legal Notice shall be interpreted and applied in accordance with the laws of the Republic of Korea.
For inquiries regarding this Legal Notice, please contact us at the email below.
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